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QUARTERLY NEWSLETTER

Financial Visions

Spring 2012


A Great Quarter To Start The Year... What's Next?

Indeed, the first quarter of 2012 had stellar performance with gains realized by the Dow Jones Industrial Average of 8.14%, the Nasdaq 18.67%, and the S&P 500 12%. Since 1950, when the S&P 500 had a gain in January, for this year it was 4.36% for the month, the index has finished the year in positive territory 89% of the time, according... Continue reading



The Roth IRA: Why, When And For Who?

Traditional IRA's. This retirement saving tool used by many Americans was started in 1974 as a means to save or supplement their retirement nest egg. The original contribution at that time was limited to $1500 per year, and has helped millions put money away for their golden years, as they call it! The Economic... Continue reading



From The President's Desk

I was recently working on an ad for the local golf course. I had to give pause when I looked at the final proof, in particular to the line "since 1989." We all know the old phrase "you can't see the forest through the trees." Well, these 23 years seem to have zipped along as fast as fast can be! So I sat back and gave... Continue reading



A U.S. Nickel's Metal Is Worth More Than 5 Cents

The raw materials in a copper-plated zinc U.S. penny are worth about 0.6 cents, but the total manufacturing cost comes to 2.4 cents. A nickel, which is 75% copper and 25% nickel, is even pricier: The raw materials are... Continue reading



Aging Is Fun

If you have not seen the new Betty White show, "Off Their Rockers" you are missing one of the funniest shows on TV. At 90 years old, she assembled a cast of senior characters (to say the least) to play pranks on the younger generation. A variation of Candid Camera (if you don’t know what I'm talking about, this article is not... Continue reading




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