RONALD R. NICLAS, MBA, CFP^®, EA

Ron is a CERTIFIED FINANCIAL PLANNER™ practitioner since 1989. He is an Enrolled Agent (EA) licensed by the U.S. Treasury Department as a tax practitioner. Other credentials include registration with the National Association of Securities Dealer (NASD) as a General Securities Representative and Registered Securities Principal. In addition, he is an arbitrator for the National Association of Securities Dealers (NASD) Dispute Resolution Group. His emphasis is comprehensive personal financial planning covering such issues as investment, tax, retirement, and estate planning.

Ron is a member at both the National and State level of the Financial Planning Association (FPA), formerly the Institute of Certified Financial Planners, as well as the National Association of Enrolled Agents. He was a Vice President and member of the Board of Directors of the former Northern NJ Chapter of the I.C.F.P. Ron became part of the Chestnut Investment Group in 1991 originally as Director of Financial and Tax Planning and currently is Vice President, Investments/Tax Planning. He is an Investment Advisor Representative (IAR) with First Allied Securities, Inc. a Registered Investment Advisor with the Securities and Exchange Commission. Ron was formerly a member of the Planned Giving Committee of the Newark , NJ Episcopal Diocese and is Chairman of his church investment committee board.

Prior to entering the field of personal financial planning Ron held a number of management positions in corporate finance. They included Director of Financial Analysis for a major division of Becton Dickinson & Co., an S&P 500 corporation; Secretary/Treasurer for a U.S. subsidiary of Sandvik AB, a Swedish based international conglomerate; and Treasurer of Meadox Medicals, a privately held U.S. medical device manufacturer. Ron holds a BS degree in accounting from Rutgers University and an M.B.A in Finance from Fairleigh Dickinson University.